Effective Date: April 15, 2025

Company Name: Joy Lusher
Website: https://joylusher.com/
Jurisdiction: Bermuda

1. Acceptance of Terms
By accessing or using the Joy Lusher website (“Site”), you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our Site. These terms apply to all users, including but not limited to prospective property buyers, tenants, landlords, sellers, and agents.

2. Services Provided
Joy Lusher is a real estate company based in Bermuda that offers services related to the buying, selling, leasing, and marketing of residential and commercial properties. The information provided on this Site is intended solely for informational purposes and does not constitute legal or financial advice.

3. User Responsibilities
By using this Site, you agree to:

• Provide accurate, current, and complete information if requested.
• Use the Site only for lawful purposes and in accordance with these Terms.
• Not post or transmit any false, misleading, defamatory, or unlawful content.
• Not attempt to interfere with the Site’s functionality or security.

Joy Lusher reserves the right to terminate or restrict your access to the Site if it is determined that you have violated any of these terms.

4. Intellectual Property Rights
All content on this Site, including but not limited to property listings, images, descriptions, logos, text, and design elements, is the property of Joy Lusher or its licensors and is protected by copyright, trademark, and other intellectual property laws in Bermuda and internationally.

You may not reproduce, distribute, modify, or republish any part of the Site without prior written consent from Joy Lusher.

5. Privacy and Data Protection
We respect your privacy and are committed to protecting your personal data. Our collection, use, and disclosure of personal information are governed by our [Privacy Policy], which complies with the Bermuda Personal Information Protection Act 2016 (PIPA). By using this Site, you consent to such processing and you warrant that all data provided by you is accurate.

6. Third-Party Links
This Site may contain links to third-party websites or services that are not owned or controlled by Joy Lusher. We are not responsible for the content, policies, or practices of any third-party websites. Accessing such sites is done at your own risk.

7. Disclaimer of Warranties
While we strive to ensure the accuracy of the information presented, Joy Lusher makes no warranties, express or implied, regarding the completeness, accuracy, reliability, or availability of the Site or its content. Property listings are subject to change without notice.

All services and information are provided “as is” and “as available” without warranties of any kind.

8. Limitation of Liability
To the fullest extent permitted by Bermuda law, Joy Lusher shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use the Site.
• Any unauthorized access to or use of our servers and personal data.
• Any errors or inaccuracies in the information on the Site.

Your sole remedy for dissatisfaction with the Site is to stop using it.

9. Indemnification
You agree to indemnify, defend, and hold harmless Joy Lusher, its employees, agents, affiliates, and licensors from any claims, damages, obligations, losses, liabilities, and expenses arising from your use of the Site or breach of these Terms.

10. Changes to Terms
Joy Lusher reserves the right to update or modify these Terms at any time without prior notice. Any changes will become effective immediately upon posting to the Site. Continued use of the Site constitutes acceptance of the revised Terms.

11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of Bermuda. Any disputes arising from or relating to the use of the Site shall be subject to the exclusive jurisdiction of the courts of Bermuda.

12. Dispute Resolution
Before initiating formal legal proceedings, you agree to attempt to resolve any dispute with Joy Lusher informally by contacting us at [Insert Contact Email]. If the matter cannot be resolved within 30 days, either party may pursue legal remedies through the courts of Bermuda.

13. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:

Joy Lusher
Darrell's Wharf, 89 Harbour Road, Warwick PG 01, Bermuda
441.236.5120
email info@joylusher.com