Effective Date: April 15, 2025

Company Name: Joy Lusher
Jurisdiction: Bermuda
Website: https://joylusher.com/

1. Introduction
At Joy Lusher, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, store, disclose, and protect your data when you interact with our real estate website and related services.

We comply with the Personal Information Protection Act 2016 (PIPA) of Bermuda and follow global best practices, including principles outlined in the EU General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) where applicable.

2. Information We Collect
We may collect the following categories of personal information:

a. Information You Provide Directly:
Full name
Email address
Phone number
Mailing address
Property preferences or criteria
Inquiry and communication details
Information provided when registering an account or submitting forms

b. Information Collected Automatically:
IP address
Browser type and version
Device type
Referring site
Pages visited and time spent
Cookies and tracking technologies

c. Information from Third Parties:
Data from property portals (e.g., if you inquire via a third-party listing)
Public records or business directories
Marketing partners and affiliates

3. How We Use Your Information
Your personal data may be used for the following purposes:

• To respond to inquiries and requests
• To match users with properties or services
• To facilitate property transactions
• To improve website functionality and user experience
• To send relevant updates, newsletters, or promotional material (with your consent)
• To comply with legal obligations or respond to lawful requests
• For internal analysis, research, and operational efficiency

4. Cookies and Tracking Technologies
Our website uses cookies, web beacons, and similar technologies to enhance user experience and gather usage data.

Types of Cookies We Use:

• Essential Cookies – Necessary for website operation
• Performance Cookies – Track usage for analytics
• Functionality Cookies – Remember user preferences
• Advertising Cookies – Deliver relevant advertising via third-party networks

By using our website, you consent to the use of cookies as described. You may manage or disable cookies via your browser settings.

5. Disclosure of Your Information
We may share your information with:

• Real estate agents or third-party property professionals involved in transactions
• IT service providers, CRM platforms, and hosting services
• Advertising and marketing partners (e.g., Google, Meta), with anonymized or pseudonymized data when possible
• Regulatory authorities when required by law or in connection with legal proceedings

We do not sell or rent your personal data to third parties.

6. Data Storage and Security
We implement reasonable technical and organizational measures to protect your data from unauthorized access, loss, or misuse, including:

• Encrypted connections (HTTPS/SSL)
• Secure server infrastructure
• Access control and staff training
• Regular data backups

We retain personal data only as long as necessary to fulfill the purposes outlined in this policy or to comply with legal obligations.

7. Your Rights
Under Bermuda’s PIPA and applicable international regulations, you have the following rights:

• Access – You can request a copy of your personal data held by us.
• Correction – You can ask us to update or correct inaccurate or incomplete information.
• Deletion – You may request that we delete your personal information, subject to legal retention requirements.
• Withdraw Consent – Where processing is based on consent, you may withdraw it at any time.
• Object to Processing – You may object to the use of your data for marketing or other purposes.

To exercise any of these rights, please contact us at:
email info@joylusher.com

8. International Transfers
Although based in Bermuda, some of our service providers may store or process data outside of Bermuda. We ensure that any cross-border transfers are conducted with adequate safeguards, consistent with PIPA and other applicable laws.

9. Children's Privacy
Our services are not directed at individuals under the age of 18. We do not knowingly collect personal data from minors. If you believe a child has provided us with personal information, please contact us immediately.

10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The revised policy will be posted on this page with a new effective date.

11. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

Joy Lusher
Darrell's Wharf, 89 Harbour Road, Warwick PG 01, Bermuda
441.236.5120
email info@joylusher.com